Saturday, March 27, 2010

Canadian Travel Health Insurance

With Canada near the U.S., it is easy to forget that Canada is another country and although we feel at home when we go there, there are formalities to be taken into account - like having a travel medical insurance because the U.S. system of care Health does not pay for treatment outside the United States. There is hardly anything special to purchase a health insurance plan travel to go to Canada, which is very different to anywhere else in the world. Perhaps one difference is that Canada has a high standard of living and then you can reasonably expect that, at home, medical and dental services will be more expensive than some Third World countries. And this is one more reason to seek the best, not cheapest travel insurance health plan. With respect to money, a regular plan usually provides basic coverage for you and your family, that is about $ 50,000 CAD (approximately USD 43,000), which is usually enough to cover the ambulance service, laboratory fees, doctors, a short stay in hospital, etc., but if you fear that this is not enough, there are companies that offer more than U.S. $ 1,000,000 in coverage. And if you go skiing in Calgary, for example, or go on a fishing trip in Ontario, do not let a broken limb ($ 400-500 with therapy, crutches, etc.) break both your mood and Finance. There are many Canadian companies that offer travel medical insurance for Americans and there are many U.S. companies offering the same for Americans to Canada, so the choice is unlimited. Just visit their site and spend time with online calculators that let you put your age, length of trip, destination and province of your medical condition, and in no time at all you will have many offers to choose from!

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